Wilson Wolfe Real Estate



Posted by Wilson Wolfe Real Estate on 10/15/2017

If your house is on the market or you're preparing to put it up for sale, you probably feel like you have 101 things to do!

Fortunately, the list is much smaller than that and you can enlist the help of a real estate agent to handle many of the details.

To increase your chances for a fast sale, your agent will offer you suggestions on ways to enhance the eye appeal and curb appeal of your home. Although many of the things they point out may seem minor and superficial, the cumulative effect they'll have on the marketability of your home could be significant.

Minor flaws will be noticed by potential buyers and could easily give them the impression that your home hasn't been updated, properly maintained, and well taken care of. While that may not be true, remember that presentation is everything. And, if I may slip in one more old, but true cliché: "You don't get a second chance to make a good first impression!" That is as true in real estate sales as it is in making sure you're breath is fresh!

With that in mind, here's a list of some of the relatively inexpensive improvements you can make that will help you favorably impress prospective home buyers.

  • There are a lot of cheap or relatively inexpensive repairs you can make, such as repairing and painting over damaged walls, oiling squeaky hinges, and replacing cracked windows and bathroom tiles. Toilets that run and faucets that leak are other examples of minor problems that can make a bad impression on potential buyers.
  • Lighting, both natural and artificial, sets the mood in a room and can have an impact on how people perceive your home. It's usually advisable to let in as much natural light as possible and increase the wattage of lightbulbs in dark rooms and hallways. On the other hand, harsh lightening can also make an unfavorable impression, so it's necessary to find the perfect balance between glaring and dreary lighting. Most real estate agents are attuned to minor (or major) changes that need to be made to elements like lighting, décor, and furniture arrangement.
  • Avoid the appearance of clutter, disorganization, and chaos in any part of your home! This would apply to everything from closets and cabinets to counter-tops, desks, and bedroom dressers. If your basement or attic is a "disaster area," that could reflect negatively on you and the attractiveness of your home. A good, general rule-of-thumb for controlling clutter is "less is more."
  • Be prepared to do at least a little painting and a lot of cleaning to prepare your house for successful showings. A certain amount of landscaping and lawn care is also necessary, with tasks such as mowing, pruning, and weeding at the top of the list.
Although there are a lot of things to keep in mind when staging and preparing your home for a fast sale, the best way to start out is with a list of priorities and the advice of a seasoned real estate agent.





Posted by Wilson Wolfe Real Estate on 10/8/2017

A condo offers a great opportunity to enjoy a comfortable living space without the hassle of home exterior maintenance. As such, many property buyers are exploring condos in cities and towns nationwide.

However, buying a condo sometimes can be tricky, particularly for property buyers who are unfamiliar with the real estate market. Lucky for you, we're here to help take the guesswork out of purchasing a condo.

Let's take a look at three questions that condo buyers need to consider before they purchase a property.

1. Am I ready for condo life?

Owning a condo and owning a home are two very different things, and perhaps it is easy to understand why.

Like a homeowner, a condo owner has a property to call his or her own. But a condo community usually has a homeowners' association (HOA) in place that manages exterior maintenance and other tasks. This association also establishes rules and regulations that all condo owners must follow; otherwise, property owners may face fines.

Before you purchase a condo, it is paramount to prepare for condo life as much as possible. To do so, you may want to consult with friends or family members who have resided in condo communities over the years. These loved ones can share their condo living experiences with you to help you better understand what life will be like as a condo owner.

2. How much can I afford to pay for a condo?

Although you know that you'd like to purchase a condo, you still need to find out how much you can afford to pay for a property. Fortunately, banks and credit unions are available to help you determine how much you can spend on a condo.

Consult with several banks and credit unions to explore all of your home financing options. Then, you can select a mortgage that matches your expectations.

In addition, you may want to get pre-approved for a mortgage before you start your condo search. If you enter the real estate market with a budget in hand, you can narrow your condo search and speed up the property buying process.

3. Do I need to employ a real estate agent?

Ultimately, a real estate agent is a must-have for any condo buyer, at any time. This housing market professional can teach you the ins and outs of real estate and ensure that you can make an informed condo purchase.

A real estate agent strives to provide you with an outstanding condo buying experience. To accomplish this goal, he or she will work with you, learn about your condo buying goals and help you plan accordingly.

Furthermore, a real estate agent is unafraid to be honest. He or she will offer condo buying recommendations and suggestions as you check out a variety of properties. This housing market professional is happy to respond to your condo buying queries as well.

Streamline the process of buying a condo – consider the aforementioned questions, and you can move closer to acquiring an outstanding condo at an outstanding price.





Posted by Wilson Wolfe Real Estate on 9/24/2017

Retailers aren't the only ones experiencing deep change brought on by advancing technology, particularly growing online consumer sales. Realtors and independent home buyers and home sellers are also being impacted by technological changes.

Why you shouldn't trust every mortgage deal

More people are turning to online reviews, home sale videos and temporary and permanent house Internet companies to rent, buy and sale houses. Gone are the days when people declared that they wouldn't share their banking, debit card or credit card information over the Internet.

As larger numbers of people conduct their personal business online, including engaging in online dating, concerns about sharing financial details with strangers may be decreasing. Dating scammers, fake retailers, hackers and unscrupulous reviewers aren't the only ones who are taking advantage of the unsuspecting.

Dishonest mortgage brokers are taking people's money via mortgage scams. Unlicensed mortgage  brokers may advertise that interest rates on their mortgages are lower than what you'd find at a bank. They also might tell you that you're cleared for a mortgage even if you don't have money for a down payment.

Other ways that mortgage brokers scam house buyers

If you go through with the mortgage, you could end up paying more closing costs. By that time, the mortgage broker will already have your attention and perhaps even your trust. Because these brokers are great communicators, they may have an answer for each question or concern that you raise.

Protect yourself by checking mortgage brokers' licenses. Also, ask mortgage brokers for referrals. It's also a good idea to ask reputable mortgage lenders about brokers you're thinking about a buying a house through. As with many other industries, the mortgage industry is small enough on a city by city basis to allow lenders and realtors to get to know each other.

Other ways to protect yourself from mortgage scams include not signing a mortgage that is said to not require closing costs. If a retail mortgage lender or a mortgage broker tells you that they can get you a mortgage regardless of your credit history, think twice before you work with the lender.

Mortgage scams turn into nightmares

Run if a mortgage broker you have never met ask you to wire them your down payment. Some people poise as legitimate mortgage brokers, showing off fake properties, just so they can get access to your money or your private financial records. Visit houses that you are considering buying in person. Work with reputable lenders.

As with payday loans, auto insurance predators and credit card predators, a mortgage scam may sound great at the start. But, it doesn't end that way. You may be told that you don't have to pay closing costs or put a down payment on a mortgage and end up paying exorbitantly high interest rates on your monthly mortgage. You also might get roped into signing a mortgage with an adjustable interest rate, the type of growing mortgage interest rate that can put a house out of your financial reach years after you buy the house and move in.




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Posted by Wilson Wolfe Real Estate on 9/17/2017

Summer interior design is always a fun activity. There are so many colors to use and so many ways to use them. Often, the colors of summer are those that we don’t think of using on an everyday basis. Colors that we like to use in summer are bolder and even sometimes unconventional. There’s plenty of ways that you can make bold colors work in your home for the summer season. Hues of Blue Blue is an incredibly dynamic color. Blue works really well in rooms where many different aspects are combined. Home offices, bedrooms and bathrooms are great example of this open design ability. The reason that blue is such a versatile color is that it can either be energizing or serene depending upon how it is used. Blue works well with a variety of different colors as well. Whether you’re adding a blue accent piece to a room, or painting the walls a shade of blue, you will have a lot to work with. Remember that blue reminds us of the bright sky that shines through on long summer days. Shades of Orange Orange is a very vibrant color, however, we don’t often think of using it in our homes. It seems to be a little outside of the box to add orange to a space unless it’s Halloween time. However, orange is an energizing color that can make an impact in any room. Add an orange accent piece or be bold and paint your outdoor table orange. Using orange in your design can enhance the feeling of summer. Gray Is Anything But Boring While we often associate gray with a cloudy day, this color comes in a variety of shades and goes well with many different colors. Gray is soothing, yet adding one or two pops of color along with it allows the color gray to come alive. Gray is often the backdrop for a modern design scheme, yet it also goes well with many of the bright and bold summer colors that we think of. Bright Red Hues Red is a color we tend to associate with for the fall and winter months. This is actually what makes red such a great color for the summer. While the boldness of the shade of red helps to identify the season, red also makes a great transition color for both the coming fall and winter. Red has also been shown in studies to increase feelings of passion. This makes red the perfect color for the whole year. Who doesn’t want to feel passionate about what they’re doing in their home? Bright Yellow Shades Yellow is the perfect color to use as an accent color. While it would seem to be a delicate color to work with, hues of yellow work so well, matching with many different colors from grays to white to even black. Blue even works well with yellow hues in the right setting. Yellow reminds us of the sunshine that is at the center of the summer season. When it comes to using summer colors in your design scheme, you can really let your creative juices flow. The “rules” in these cases are so flexible that you can bring beauty out no matter what color of the rainbow you choose for your design.





Posted by Wilson Wolfe Real Estate on 9/10/2017

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Although basements can be extremely useful, in terms of providing storage space and work area, many homeowners don't take full advantage of it.

Sooner or later, the following statement applies to nearly everone: Unless an organizing system is put into place -- preferably within the first year of moving in -- your basement will begin to take on the appearance of a junk repository!

When your belongings are haphazardly heaped together, it not only becomes difficult to find things you want and need, but items you've cast aside gradually occupy more and more of your valuable space.

The ideal scenario -- from a storage standpoint -- is to buy a house that already comes with built-in shelving and cabinets in the basement. A feature that's almost as good is when the previous owner took the time to set up (and leave for you) enough metal shelving in the basement to meet your storage needs. Although metal shelving doesn't have a lot of eye appeal, it is extremely sturdy and functional.

Cost Effective Solutions

If aesthetics and functionality are what you're looking for, consider these ideas: 1) picking up bargains on shelving, cabinets, and other cheap furniture at garage sales. 2) hiring a reasonably priced carpenter to custom-build some nice shelving and cabinets in your basement.

Of course, if you happen to be handy with a hammer and saw, yourself, then building your own storage shelves might be a satisfying (and money saving) weekend project. However, if your carpentry skills are a bit on the "marginal" side, it would probably be worth it to find a reasonably priced and competent craftsman! Asking friends, relatives, and neighbors for recommendations can often yield the name of the perfect -- and often affordable -- person for the job.

Basement Organizing Tips

Once your shelving is in place, you might want to purchase some inexpensive bins, baskets, or boxes to neatly store you belongings, seasonal supplies, and items you're not exactly sure what to do with. Labeling all containers will improve efficiency and help you avoid frustration down the road.

Designating a section of your basement for hand-me-downs, future garage sale items, and/or charitable donations will make it easier to categorize and move things out when the time comes. Another aspect of keeping your basement organized and free of clutter is to consider throwing away items that are obsolete, irreparably broken, damaged, or incomplete. While "one man's junk is another man's treasure", some things are simply of no value to anyone! For items that fall into that category, the choice usually boils down to one of three options: restore it, recycle it, or have it professionally disposed of.

A well organized basement can potentially be a good place to store things you want to save, protect, and keep in good condition for future use. Preserving anything that's delicate, valuable, or easily damaged requires a lot of safeguards, including -- but not limited to -- keeping them adequately covered, sometimes in airtight containers, and maintaining a dry, climate-controlled environment. Relatively humidity should be carefully monitored and, in most cases, maintained between 30% and 50%. When moisture in the air approaches 60%, mold and mildew tend to thrive.







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