Wilson Wolfe Real Estate



Posted by Wilson Wolfe Real Estate on 10/16/2018

This Single-Family in Wilmington, MA recently sold for $550,506. This Raised Ranch,Split Entry style home was sold by - Wilson Wolfe Real Estate.


3 Englewood Drive, Wilmington, MA 01887

Single-Family

$549,900
Price
$550,506
Sale Price

8
Rooms
3
Beds
2
Baths
Pristine split level home located in one of Wilmington's most sought after neighborhoods is new to market. Beautiful hardwood flooring throughout main level that also offers three bedrooms, full bath, kitchen with wall oven and gas cook top, living room with brick gas fireplace insert and dining room. Lower level offers an abundance of additional living space with a spacious family room with built ins, 3/4 bath and den (with closet) with newer wood burning stove insert. Entertainment sized screened in porch overlooking lush grounds and above ground pool ideal for entertaining or relaxing is an added bonus to this already remarkable home. Located in a cul-de-sac location set apart by nothing but trees. Enjoy what nature has to offer, yet close to major roadways. Enjoy Wilmington's farmer's market, Silver Lake, and it's amazing 4th of July traditions! Make your offer today on this rare find!






Categories: Sold Homes  


Posted by Wilson Wolfe Real Estate on 10/14/2018

If you’re a first-time homebuyer, odds are you’ve thrown the words “prequalified” and “preapproved” interchangeably. However, when it comes to home loans, there are some very important differences between the two.

For buyers hoping to purchase a home with a few missteps and misunderstandings as possible, it’s vital to understand the procedures involved in acquiring financing for a home.

Today, we’ll break down these two real estate jargon terms so that you can go into the mortgage approval process armed with the knowledge to help you succeed in securing a home loan.

Mortgage prequalification

Let’s start with the easy part--mortgage prequalification. Getting prequalified helps borrowers find out what kind and what size mortgage they can likely secure financing for. It also helps lenders establish a relationship with potential customers, which is why you will often see so many ads for mortgage prequalification around the web.

Prequalification is a relatively simple process. You’ll be asked to provide an overview of your finances, which your lender will plug into a formula and then report back to you whether or not you’re likely to get approved based on your current circumstances.

The lender will ask you for general information about your income, assets, debt, and credit. You won’t need to provide exact documents for these things at this phase in the process, since you have not yet technically applied for a mortgage.

Prequalification exists to give you a broad picture of what you can expect. You can use this information to plan for the future, or you can seek out other lenders for a second opinion. But, before you start shopping for homes, you’ll want to make sure you’re preapproved, not prequalified.

Mortgage preapproval

After you’ve prequalified, you can start thinking about preapproval. If you’re serious about buying a home in the near future, getting preapproved will simplify your buying process. It will also make sellers more likely to take you seriously, since you already have your financing partially secured.

Mortgage preapproval requires you to provide the lender with income documentation. They will also perform a credit inquiry to receive your FICO score.

Mortgage applications and credit scores

Before we talk about the rest of the preapproval process, we need to address one common issue that buyers face when applying for a mortgage. There are two types of credit inquiries that lenders can perform to view your credit history--hard inquiries and soft inquiries.

A soft inquiry won’t affect your credit score. But a hard inquiry can lower your score by a few points for a period of 1 to 2 months. So, when getting preapproved, you should expect your credit score to drop temporarily.

After preapproval

Once you’re preapproved for a mortgage, you can safely begin looking at homes. If you decide to make an offer on a home and your offer is accepted, your preapproval will make it easier to move forward in closing on the home.

Once the lender checks off on the house you’re making an offer on, they will send you a loan commitment letter, enabling you to move forward with closing on the home.





Posted by Wilson Wolfe Real Estate on 10/12/2018

This Multi-Family in Billerica, MA recently sold for $452,000. This style home was sold by - Wilson Wolfe Real Estate.


23 Pinehurst Ave, Billerica, MA 01821

Multi-Family

$439,900
Price
$452,000
Sale Price

2
Units
1,856
Approx. GLA
Nicely maintained 3-4 bedroom multi family home, perfect for the extended family or as an investment property. 1st floor consists of a living room, dining area, kitchen, bedroom, full bath and laundry. The 2nd floor unit is larger with a spacious eat in kitchen, living room, full bath and 3 bedrooms. Separate driveways for both units and a fenced in front yard. Located near the Burlington line, shopping and major routes.






Categories: Sold Homes  


Posted by Wilson Wolfe Real Estate on 10/12/2018


4 Birchwood Rd, Wilmington, MA 01887

Single-Family

$449,900
Price

7
Rooms
4
Beds
1/1
Full/Half Baths
*OH, Sat 12-1:30 & Sun 11-12:30* Sited on a beautiful side street in a quiet North Wilmington neighborhood sits this handsome and solidly built 4 bedroom Cape Cod style home. Hardwood flooring throughout with a first floor layout consisting of a lovely brick fireplaced living room, large eat in kitchen, full bath, two bedrooms and a mud room addition. Second level offers two front to back bedrooms and a half bath rounding out this great home. Use your imagination and your inner Joanna Gaines and transform this house into your own HGTV reveal! Fully fenced in10k sq ft lot with spacious deck, plenty of off street parking and minutes to North Wilmington commuter rail station and Rt. 93. Here is a great opportunity to be in for the holidays and entertain friends and family in your new home! Become a part of the Wilmington community and enjoy all it has to offer. What are you waiting for....your new home awaits!
Open House
Saturday
October 13 at 12:00 PM to 1:30 PM
This is one not to be missed! Great North Wilmington location with all the good bones. A little bit of updating with make this your dream home!
More Open Houses
Cannot make the Open Houses?
Location: 4 Birchwood Rd, Wilmington, MA 01887    Get Directions






Categories: New Homes  


Posted by Wilson Wolfe Real Estate on 10/12/2018


5 Edgemont Ave, Billerica, MA 01821

Single-Family

$499,900
Price

11
Rooms
5
Beds
2/1
Full/Half Baths
Welcome to the first open house on Sunday 10/14/2018, 1 to 3. Location, Location, Location, Don't miss out on this beautiful split level near the Burlington line. Home has beautiful imported tile and gleaming hardwood floors throughout. Kitchen offers copious amounts of cabinetry for the home chef who has all the tools. Kitchen also has a built in desk to keep the mail and bill paying organized. There are beautiful french doors and Palladian windows that adorn the dining room. The lower level has a fireplace, bedroom, laundry room, half bath and a cedar closet in the garage to house all your seasonal clothing. Home has 2 fireplaces to help with the heating bills in the winter months. Roof is only 7 Years young. Major kitchen appliances are 1 - 2 years old. Bonus for the buyer is a generator, new in the box. outside enjoy the fruits of the yard in this quiet neighborhood. Professional Pictures coming soon.
Open House
Sunday
October 14 at 1:00 PM to 3:00 PM
Don't miss this open house... The location is fantastic, the home is gorgeous,
Cannot make the Open Houses?
Location: 5 Edgemont Ave, Billerica, MA 01821    Get Directions






Categories: New Homes  




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